InsuranCare

• Federal Employees Health Benefits (FEHB) & FEDVIP
• Federal Employee Group Life Insurance (FEGLI)
• Social Security 
• Immediate, Disability & Deferred Retirement Options 
• FERS, CSRS, Special Category (LEO, Firefighter, Air Traffic)
• Long-Term Care & Living Benefits (Chronic, Critical & Terminal Illness)

 Here’s an example of how it can work:

• Lifetime Income: A private annuity converts a lump sum of money into a steady stream of payments for life, ensuring you never run out of income.
• Flexibility: Choose between immediate annuities (payments start right away), deferred annuities (payments begin at a later date) or Indexed Universal Life policies that can also cover college tuition expenses.
• Tax Advantages: Certain types of annuities may offer tax benefits.
   

 Examples of private insurance options: 

• Marketplace Plans
• Affordable Care Act or ACA    
• Medicare
• Private Health Insurance   
• Private Dental Insurance 

 Partner with a Wellness Coach for focused support, honest reflection, and the accountability you need to move forward. Whether you’re seeking direction in life, working on your health and wellness goals, or simply craving a reset, coaching offers a safe space to realign with what matters most.
📅  You decide the frequency that works for you:

• A one-time virtual clarity session (60–90 minutes)  
• Ongoing coaching partnership tailored to your goals

A Revocable Living Trust is a legal arrangement that allows you to manage your assets during your lifetime and specify how they should be distributed after your death. 

Here's how it works:

• Revocable: You can modify, revoke, or terminate the trust at any time while you're alive, giving you flexibility and control.
• Living: It is created during your lifetime.
• Trust: You transfer ownership of your assets into the trust, and they are managed by a trustee (often yourself initially).

The main advantage of a revocable living trust is that it helps your estate avoid probate, ensuring a quicker and more private transfer of assets to your beneficiaries. It also allows for seamless management of your assets if you become incapacitated. dd an answer to this item.

A dedicated Concierge Support Specialist will guide you step-by-step in creating your Revocable Trust, including Advanced Directives, ensuring your wishes are clearly documented and legally sound.

Enjoy 24/7 online access to update your plan anytime—without costly attorney fees.

✅ Fully customizable
✅ Attorney-drafted
✅ Convenient and secure

You have access to making unlimited changes to your secured online Trust at your fingertips. 

Enjoy the freedom of vacation travels with exclusive access to wholesale travel memberships—designed to help you experience more for less on your well-earned getaways. Membership is just $29.99/mo and gives you full access to the wholesale rates throughout the platform. 

HappiTravel® gives you insider access to wholesale rates on hotels, resorts, cruises, flights, and more without the cost of retail prices - so you can explore the world without breaking the bank. Let's connect, if seeking affiliate or "gig" opportunities to generate supplemental retirement income.